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Welcome to Agent Friendly Marketing

AFM is a marketing company developed primarily to market for CICA Life. We provide in-depth training on the exclusive “Fortune Builder” product portfolio for Citizens Insurance Company of America. As you will see below, the Fortune Builder is an incredible product designed for “living”!

The Market

300 Million People in the U.S. Today

  • 76% will be Dead Broke/Dependent at Age 65
  • 5% will Retire Comfortably
  • 3% will Still be Working
  • 16% will be Dead

Learn to Show the 76% How to Accumulate a FORTUNE for as Little as $25 per Month!!!

Traditionally, the primary Life Insurance market has been based on dying. The Agent makes his case for the prospect to purchase based on the need to protect their loved ones in the event of their untimely death. Our product is designed with maxed out cash accumulation for the insured based on the fact that they will more than likely live for a very long time. This unique feature of our policy makes a win-win situation for everyone involved.

The client likes the idea of accumulating money for future use, with an additional no-cost death benefit attached. The client pays in and whether they LIVE or DIE the policy will pay them or their beneficiaries.

The Agent benefits because every one wants to accumulate a Fortune. You simply present the idea of putting cash up with a guarantedd return of 4% or greater (currently 5%). Should the client die during the accumulation phase, the policy will pay their beneficiaries up to 3 checks:

  • Check #1 - All the Premiums Paid into the Policy
  • Check #2 - All the Money Paid into the Annuity Plus Interest
  • Check #3 - All the Face Value of the Policy, Triple if Accidental Death

However, the odds are much greater the client will live a very long life and they will have several options if so:

  • They can turn on an income stream they cannot outlive. This income will be 2, 3, 4, 5, or 6 times what they paid in.
  • They can choose to take the lump sum value and walk away.

As you can see, only 1 of 2 things will happen to your clients money

  1. The client will die pre-maturely and leave all 3 checks to their beneficiaries.
  2. However, more than likely, they will live a long life and have all that money plus a huge gain set aside for their future use.
The Product

Fortune Builder

Click here for Presentaion...

Example = 25 year old male

Only one of two things will happen:

1. The chances are greater that you will live than die!

  • With your payment of $150.00** per month, or $1,800.00 per year.
  • You will pay a total of $36,000.00 over a 20-year period.
  • Starting at age 65, the company will begin paying you $1,057.00* per month for the Rest of Your Life!
  • A return of more than 7.05 times the amount of your payment.
  • This policy creates an income you cannot outlive.

2. If you do not live to age 65, during the first 20 years your family will have an immediate estate of:

$59,145.00 to $237,098.00 COMPOSED OF:

  • All life insurance premiums paid to the company
  • Policy face amount
  • Annuity plus interest
  • Accidental Death-face amount triples

3. Chances are much greater you will live to age 65 and:

  • Receive $1,057.00 per month
  • A total of $253,680.00 In 20 years
    • Premiums will be paid for you by the company if you become totally disabled during the first 20 years of payments.

*These figures are based on projected interest rate of 7.5%. The guaranteed interest rate is 4%. Currently paying 5%.

**The minimum monthly premium is $25.00, the premium can be adjusted in $1.00 increments depending on the needs of each client.

Copyright (c) 2008 Agent Friendly Marketing
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